The healthcare organizations rely on several sources of funding. The government associated funding, also known as public insurance, the personal out of pocket funds from households and donors, and the voluntary or private health insurance. These sources provide payment to medical practitioners such as nurses and doctors, for healthcare amenities (William & Pablo, 2008).
Private health coverage provides insurance to many people worldwide, mostly through employer-provided insurance. Other private coverage sources may include group insurance and private enterprise insurance. Most businesses have a tendency to offer their staff health covers through worker benefit packages. The managers pay a small amount to the insurance companies for their workers, and the rest is covered by the employees, normally through untaxed incomes (William & Pablo, 2008). In larger corporations’ review, staffs have a tendency to favor coverage sponsored by their managers over public coverage, because of the benefits provided.
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However, some argue that the healthcare organization has struggled with decreasing or stagnant finances for health, lack of equity, system inadequacies, and persistently poor service quality. Personal out of pocket payments are a barrier to access to most healthcare organizations. This is because most patients who are sick mention that lack of money is the main barrier to seeking healthcare. Most of them lack health insurances and as a result, they choose to seek care from the “safety-net providers” instead (Leiyu & Douglas, 2011). However, the increase in expenses may have a lot to do with the fact that this regulation has organized medical insurance for more individuals.
Health care delivery system reforms are most efficacious when they are integrated to boost the value and quality of care, which is vital in dealing with rising costs, increasing number of people without health insurances, and poor quality. Finally, there must be an implementation of the delivery system reforms in combination with other reforms to offer the incentives, resources, and tools for all the healthcare providers and patients to guarantee better patient results (William & Pablo, 2008).
References
Leiyu, S. & Douglas, S. (2011). Delivering Health Care in America. Chicago: Jones & Bartlett Publishers. Print.
William, D. & Pablo, E. (2008). Governing Mandatory Health Insurance: Learning from Experience . New York: World Bank Publication. Print.
