Medicare is medical coverage that supports persons of 65 years and above. However, they need Part B of Medicare cover especially for the father who suffers from diabetes. The reason for Part B being chosen is that because the patents look relatively healthy and young baby boomers. That is especially with my mom who does not have health complications at the moment.
The choice of Part B is that it offers basic medical care. The services include; occupational and physical therapy, home healthcare, outpatient and preventive care, clinical and doctor lab services and surgical fees, screenings and supplies. These services are important for the case of my parents who needed no urgent medical services. For instance, outpatient and preventive care will help my dad to have the ability to get medical services as he goes home and hospital at some points. For my mom, screening services will be important for checkups since she is now healthy, there will be a need for screening services just to be sure about her health status. Medical Part C will entail the combination of Part A and Part B.
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Owing to the stable condition of my parents’ health; Part C will not be necessary at this point. Maybe later my parents need Medicare Part C. That is because Medicare Part B will be more economical than Part C. Since my parents used to pay for medical coverage during their time working, it will be cheaper for them to use the cover. It will be more economical than the COBRA coverage since they will be utilizing what they already paid for, unlike COBRA medical coverage which the parents have to pay for afresh. With my parents, Medicare cover is already paid for, and it will need activation. Therefore, there will be no difference in the time they start using it, regarding cost.
