The Affordable care act is a bill came into law in the year 2010. Its purpose was to increase health insurance coverage. Since then, there have been several changes to the act explicitly on the tax code to reach the intended goal. The first point is that it has significantly reduced the number of uninsured US citizens in the aim of improving various means of accessing healthcare services in the United States. However, insurance affordability and geographical disparities, as well as race and economic status, have been the main barriers to a healthy nation (Kocher, Emanuel, & DeParle, 2010 p537). The second point reflects on the changes brought about by the Affordable Care Act, which will surely have an impact on both state and federal budgets. Therefore, they excised what is known as high-cost health reduction plans by imposing a hefty tax to raise the revenue required to sustain the insurance cover. All there were aimed at reducing the overall health care cost in the country.
However, the individual mandate had some effects on the overall health care delivery process. First of all, the ACA required every American citizen to obtain health insurance coverage or face the law if they failed to. The individual mandate was aimed at serving as an integral part of the health reform. It was aimed at making sure that all the Americans were able to access health care services (Balkin, 2010, p482). However, the mandate, on the other hand, was seen as a burden to the US economy, particularly on the financial sector as well as an unconstitutional encroachment on personal liberty.
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The health insurance explained in the video by the Kaiser Family Foundation is well-organized with practical details of the health insurance policy. It gives out clear facts of what to expect when one is insured and when one is not. Additionally, the usage of oral citation has well been utilizing, and they have enhanced understanding and easy comprehension of what is being discussed. However, as an educational tool for the public who are expected to take the insurance cover, it sounds discouraging and not encouraging to advice the public to insure themselves. It should have been more encouraging and also provide details of the importance of the insurance cover (Kaiser Family Foundation, 2014). As a nurse who has been given the tool to design this public education tool, the main focus should have been on the importance of the cover as well as how it will help when it comes to the times you are not able to fully cover for the medical bills and not much on the cost.
References
Balkin, J. M. (2010). The constitutionality of the individual mandate for health insurance. New England Journal of Medicine, 362 (6), 482-483.
Kaiser Family Foundation. (2014). Health insurance explained. Youtoons . Retrieved on 18 June 2019, from https://www.kff.org/health-reform/video/health-insurance-explained-youtoons/
Kocher, R., Emanuel, E. J., & DeParle, N. A. M. (2010). The Affordable Care Act and the future of clinical medicine: the opportunities and challenges. Annals of Internal Medicine, 153 (8), 536-539.
