The Dangers of Losing Health Insurance

Article’s Review 

Article 1: 43 Million Americans in Danger of Losing Health Insurance as a Result 0f Coronavirus Crisis, Study Shows-Newsweek 

According to the article, as many as 43 million Americans are at risk of losing their current health insurance, as joblessness becomes pervasive as a result of the novel corc2onavirus pandemic. The Urban Institute's Health Policy Center, which is an economic and social policy think tank, published a study in May 2020 on how the economic downturn brought about by COVID-19 could influence the health insurance inclusion in the United States. The study found that up to 43 million Americans are in danger of losing medical insurance coverage. It also indicates that some have just lost their health insurance, which is regularly attached straightforwardly to a person's manager. On the upside, the investigation noticed that a few Americans would have the option to apply for Medicaid in states that have extended the Affordable Care Act (ACA), commonly known as Obamacare, to cover low-income individuals1. From another perspective, others would buy private insurance, which may further deteriorate inclusion. The study further elucidates how high the number of uninsured Americans will rise. 

Many financial analysts and officials have raised concerns about the association between health care inclusion and an individual's activity, given the looming spike in joblessness. As the pandemic keeps spreading over the United States and the world, numerous networks have waiting inquiries regarding the fatal infection and its effect. Miami's office of college news and correspondences associated with Philip Smith, an assistant professor of kinesiology and health, has strived to explore possible ramifications of the pandemic to the wellness of the American populace. Smith has mastery in brain science, the study of disease transmission, health policy, network health, and health conduct. 

The 1918 flu pandemic, is an excellent example of assessing how a pandemic on a comparative scale can cripple global wellness and the economy. The impacts of the pandemic left the affected parties in an economic crisis. The pandemic caused more death toll than the current coronavirus pandemic, which is probably going to infect about 50 million people worldwide. Pondering policy changes is hard on the grounds that it was such a long time ago. As for the 1918 flu pandemic, there was no Center for Disease Control and Prevention (CDC) (Levitt, 2019) . Moreover, medicine was not as advanced as it is today, with the Department of Health and Human Services being more engaged in fostering wellness. Health insurance, and particularly open health insurance like Medicaid and Medicare, was scarcely available for the general population. The emergency clinic system was minutely contrasted with what it is currently. 

There are clear policy changes that could happen that would help alleviate the extents of damage. For instance, utilizing national and local stores of clinical supplies and hardware would be integral. For example, masks, other preventive equipment, and emergency supplies can be availed by the store to warrant preparedness and decrease the impact of the pandemic. Typically, having a crisis plan and devoted spending that would permit assess to care equipment would have a massive effect. These arrangements would need to occur at the national, state, and local levels. 

Principally, ensuring individuals have a supplier on speed dial and can access vital supplies with ease instead of merely appearing at the emergency response would be integral in fostering self-management. The endeavor could result in better implementation of existing strategies and measures tailored to curb the spread of the pandemic. These are similar to all the more rapidly utilizing the Defense Production Act to expect organizations to make ventilators. What is more, there is an existing policy instrument geared to enhance social distancing. For that reason, there is a need to set up orders and shut-down in an attempt to curb the skyrocketing cases of new infections. 

The infection is spreading quickly, and the number of individuals that are succumbing to the ailment is faltering. Indeed, even with moderately extreme measures set up, the American populace is experiencing increased predisposition (Baranes & Bardey, 2015) . With extraordinary measures set up, there will be less seriously debilitated individuals and deaths than if more casual interventions are adopted. 

The government can accomplish more to help individuals’ social distancing by sponsoring salaries in an attempt to foster sustainable living during self-isolation. The initiative will allow individuals to afford clinical supplies and be better prepared for the condition. Meanwhile, while there are such deficiencies of assurance for America’s health care practitioners, and as deficiencies in the emergency limits become evident, active involvement of members of the public in reducing the impact of the condition becomes increasingly vital. This is the reason why the government, states, and neighborhoods endeavors to establish policy and bolster individuals in doing this are so significant. 

Article 2: A Good Fight to Have about Medicare for All - The New Republic 

As indicated in the article, there is open help for the policy. However, most voters have inquiries regarding how to get it through a Congress that ruin the greater part of what it contacts. While rivals pick a lot of dishonesty battles about Medicare for all, these worries merit attention and immediate considerations. According to Cohen (2020), retribution with the political obstacle of Congress is entirely significant, since supporters should welcome more individuals on board to push the policy forward. If one is not moving toward this as a coordinator and building a supermajority for this change, it will not occur. 

The article indicates that it is genuinely uncontroversial to posit that many people do not generally like the private insurance business, which can trap individuals in occupations that persons detest, shield them from getting the care they need. The private insurance sector involves premiums that develop more exorbitant every year as the advantages become progressively small. Based on the arguments by Cohen (2020), people are legitimately scared of becoming ill or harmed and being left in a circumstance that might be pervasively regrettable. While considering these feelings of dread with regards to Medicare for all, advocates regularly think little of exactly how suspicious individuals are of legislators, including Democrats. 

Concerning the current Democratic presidential essential, many legislators support for Medicare for All offered something of a litmus test. In that regard, the legislators might be viewed as a dynamic. However, it remains to be seen how joint effort can improve health insurance. Under Medicare for all, specialists and emergency clinics would stay in private hands. But since the government insurance would adequately be their lone wellspring of pay, the government would have considerably more command over the clinical system (Levitt, 2019) . Almost every gauge of the expense of Medicare for all expects that the open system would pay specialists and emergency clinics short of what they presently procure from private insurers. That could mean considerable compensation cuts for certain health care suppliers who see a great deal of secretly insured patients. 

As of now, Medicare for All bills, for the most part, expands on the present supplier system, so specialists and clinics that acknowledge Medicare could almost certainly keep on doing as such. What is not clear yet is whether all suppliers would decide to partake in the program since they will not be required to do as such. The bills incorporate a private compensation alternative. However, this would be outside of the Medicare for All program, and they would need to follow absolute necessities to optimize the outcome of the policy (Baranes & Bardey, 2015) . In the initial 100 days of Bernie Sanders's administration, he would utilize official forces to reign in high insurance, and physician-recommended medicate costs. This will likewise acquaint a pathway for individuals with select in for a government Medicare system in the event that they pick. By the end of her third year in office, Sanders would be backer to pass enactment for full national progress to a Medicare for All system. So far, in this political race cycle, there has been conflict over how these plans would be executed. For example, other top competitors probably will not advocate for a tough Medicare for All policy. Instead, the focal point of this other gathering of competitors is expanding upon, and growing inclusions introduced by Obamacare. 

List of Stakeholder 

Katherine Hempstead, a senior policy adviser- The Robert Wood Johnson Foundation 

Larry Kudlow, the director- President Donald Trump's National Economic Council 

Bernard Sanders- American politician 

Elizabeth Warren- American politician and lawyer 

Sara Nelson, president- The Association of Flight Attendants 

The looming health care concerns in the United States coupled with the Corona Virus pandemic necessitates the implementation of policies that foster increased health care insurance. Amid the increasing cost of health care in the United States, it has become increasingly imperative the medical insurance plan is tailored to ensure that people have access to medical services. Although different political leaders have divergent stances on the subject, there is a growing consensus that Obamacare should be improved upon rather than being wholesomely scrapped off. 

References 

Baranes, E., & Bardey, D. (2015). Competition between health maintenance organizations and nonintegrated health insurance companies in health insurance markets.  Health Economics Review ,  5 (1). https://doi.org/10.1186/s13561-015-0073-3 

Cohen, R. (2020).  A Good Fight to Have About Medicare for All . The New Republic. Retrieved 11 May 2020, from https://newrepublic.com/article/156636/good-fight-medicare. 

Lemon, J. (2020).  43 million Americans in danger of losing health insurance as a result of coronavirus crisis, study shows . Newsweek. Retrieved 10 May 2020, from https://www.newsweek.com/43-million-americans-danger-losing-health-insurance-result-coronavirus-crisis-study-shows-1502984. 

Levitt, L. (2019). Medicare for All or Medicare for More?.  JAMA ,  322 (1), 16. https://doi.org/10.1001/jama.2019.8268